With its mild climate, plentiful outdoor playgrounds, and thriving cityscape, Arizona is a top U.S. retirement destination. Scenic 55+ communities in Arizona can be found throughout the state capital, Phoenix, as well as the lively, colorful city of Tucson. Both destinations are premiere Arizona retirement hotspots, as well as excellent locations for snowbirds.
Arizona has a little bit of everything when it comes to 55+ communities. Choosing between two of the best Arizona retirement cities is tough. That’s why we’re taking a deep dive into the highlights of Phoenix and Tucson. We want you to be confident in your decision. Our team of retirement real estate experts looks at top amenities alongside practical, day-to-day living considerations. Learn which city has the best trails, check out the pace of life in Phoenix vs. life in Tucson, and explore your options in this virtual tour of Arizona’s best retirement destinations.
It’s time to discover your beautiful new, high-desert home!
Location Is Everything
Let’s take an eagle-eye look at the top retirement communities in Arizona.
Phoenix is Arizona’s sprawling capital and the largest city in the state. In fact, it’s the fifth most populated U.S. city. The Phoenix metropolitan area is also known as The Valley of the Sun, part of the Salt River Valley and scenic Arizona Sun Corridor. Located in the south-central area of the state, Phoenix sits between Tucson and Flagstaff, surrounded by mountain ranges and the beautiful Sonoran Desert. The McDowell Mountains frame Phoenix to the northeast, while the Superstition Mountains can be spotted on the horizon.
By contrast, Tucson is nearly five times smaller than Phoenix population-wise but still ranks as the second-largest city in the state. Tucson forms the other cornerstone of the Sun Corridor. The city is 108 miles southeast of Phoenix and just 60 miles north of Mexico. It is closer to the mountains than Phoenix and offers access to many trails and bike routes. Plenty of day trip or weekend trip opportunities abound due to the favorable location. One interesting fact about Tucson is that the historic city was originally founded in 1775 as a Spanish fort. Today, Tucson remains a destination rich in culture and heritage.
Each location has its own unique features that we’ll explore in detail as you decide which city is right for you.
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How’s the Weather?
Arizona’s mild climate is a big draw for retirees. Sunshine abounds in The Grand Canyon State. The average annual temperature stays around 60 degrees, with mild winters reaching down to the 50s. Spring and fall offer ideal weather, while summer is the perfect sit poolside and work on your tan.
Although you won’t find a significant temperature difference between the two cities, Tucson tends to be a bit cooler due to the higher elevation. This can be helpful for retirees who enjoy milder summers. Phoenix is warmer on average year-round, while Tucson is more prone to rain. On the downside, Tucson is more affected by monsoon season, which typically lasts from June to September and can include hail and high winds in mountainous areas.
In addition to being a great year-round retirement option, Phoenix and Tucson are both popular spots for snowbirds looking to escape the cold.
Quality of Life: What’s the Day-to-Day Like in These Arizona Retirement Cities?
The Arizona lifestyle is stress-free and community-oriented. As a new resident, you’ll find an array of active 55+ communities with shared values and a welcoming mindset. This is a great state for active retirement communities in the southwest. A love of the outdoors and respect for Arizona’s beautiful desert backdrop can be felt throughout the area.
So what’s the energy like in Phoenix vs. Tucson and which destination fits your pace of life? Our retirement realtors have taken a pulse check on these two colorful cities and identified the top highlights that make each one unique.
Phoenix vs. Tucson
If you’re looking for a lively, metropolitan environment with a touch of natural beauty, Phoenix is the city for you. Tucson, on the other hand, is quieter and more laid-back. It has plenty of natural escapes and more secluded communities to call home. As an added bonus, Tucson ranks above Phoenix for air quality, achieving a “good” ranking 46.6% of the time.
Granville is one of Phoenix’s most sought-after neighborhoods. Home to both single-family and attached homes, 55+ communities in Granville feature the best Phoenix has to offer with great outdoor and indoor amenities. If you prefer a nature-centered retirement community that still offers access to the best of Phoenix’s urban landscape, the Ahwatukee Foothills may be the spot for you.
When it comes to retirement communities that exemplify Tucson’s charm and outdoor appeal, The Preserve at SaddleBrooke is the ideal spot for an active retiree who enjoys hiking, golf, biking, and more. If you’re looking to blend city amenities and the peaceful serenity of natural surroundings, the Mona Lisa Village in Tucson offers a quiet, gated community within walking distance of the Foothills Mall, which hosts over 90 name-brand stores.
From mountains and fine dining, Arizona’s best cities bring a distinct flavor and energy to everyday life.
Affordability: Which Option Is the Most Budget-Friendly?
Budget is an important consideration for retirement planning. You want to ensure you’ll be able to afford your dream home in the best 55+ communities in Arizona with enough left over for your fun budget. Additionally, fixed incomes can make financial planning especially tricky for retirees. Arizona is a state with low retirement income tax and no estate inheritance tax, making it a fiscally friendly place to settle.
Tucson wins over Phoenix for most affordable retirement city, ranking 13% less expensive than Phoenix. Of course, affordable homes can be found throughout both cities, especially when you have the right realtor team.
Northtown is a versatile, affordable active adult community in the heart of Phoenix. Property prices are reasonable for the area and amenities include a clubhouse, ballroom, arts and crafts studio, and even a demonstration kitchen. When the value of onsite events and classes is taken into account, this community is easily one of the best in the area. Northtown welcomes active adults with 281 residences to choose from.
Altura is a top community in Tucson that features budget-friendly appeal. Situated above Rincon Valley, Altura offers a low-maintenance community with a thriving social scene and resort-style amenities — all under a reasonable price tag. What our realtors love most about Altura are the options. Prospective new residents can tour homes and townhomes on a new and resale basis to find the perfect fit.Casitas de Castilian boasts affordable living in the heart of Tuscon’s most picturesque neighborhood. This community is also worth a visit as the laid-back appeal draws many residents to this particular southwestern gem.
Infrastructure in Arizona Retirement Cities: Healthcare, Public Transit, and Beyond
Practical considerations are an important factor in deciding where to retire. We’re pleased to report that Phoenix and Tucson are in a tie for stellar infrastructure. Both cities feature state-of-the-art medical facilities with easy access from the cities’ premier retirement communities. You’ll find both Phoenix and Tucson to be commuter-friendly. Phoenix features the Valley Metro which operates both the local bus and light rail 365 days a year. In Tucson, residents can enjoy free public transportation in and around the city. Tucson is also very walkable, particularly along the much-loved downtown strip.
It’s worth noting that Phoenix and Tucson are equally diverse cities. Residents of many different backgrounds have come to call these amazing locations home. The community is welcoming to new residents and eager to share its appreciation for this beautiful state.
Both Phoenix and Tucson have their own airports for weekends away and visitors. The ease of access to a major airport is another reason why these two locations are popular among snowbirds. Shuttle services run frequently to and from both airports and public transit connects along the various routes for a stress-free experience.
If lifelong learning is a goal of yours, you’ll be pleased to note that both cities have well-acclaimed higher education institutions. The University of Arizona in Tucson offers continuing education opportunities as well as creative workshops in fields like art, music, and theater. The University of Phoenix boasts a similar rapport for providing quality education and access to the arts. Both universities offer online and in-person learning opportunities, guest lecturers from around the world, and a diverse student population with a range of ages and backgrounds.
Lastly, both cities are well-maintained and known for investing in good infrastructure. Tucson features an extensive bike route network and has made significant strides in eco-friendly infrastructure. Phoenix also boasts many public bike routes, jogging paths, and recreation centers that are kept in top condition by the city. Phoenix has invested in greener city initiatives including “$16M in tree and shade projects to help reach 200 miles of cool corridors.”
Both cities are easy to navigate. The streamlined infrastructure is great for newcomers, making Arizona is a stress-free choice for retirees.
Things to Do in Phoenix and Tucson
Phoenix wins this round as the city with the most. Entertainment and leisure options abound, alongside recreation opportunities. As a bigger city, the entertainment scene in Phoenix is more elevated. That said, Tucson’s thriving culture is nothing to ignore. The smaller city has its own unique appeal and artsy aesthetic.
Top Phoenix Activities
Tour Phoenix’s top museums, including the famed Phoenix Art Museum, or take a step back in time by exploring the area’s rich history. In the summer, there are plenty of spots to kayak, fish, paddleboard, and bird watch. Mild winters mean you can access local trails, jogging paths, and bike routes throughout the year as these are well-maintained and extensive. You’ll also find some of the best luxury brand outlets as well as fine dining experiences. Concerts and live events, as well as an acclaimed performing arts scene, make this area truly one-of-a-kind.
If you’re looking for a community in the heart of it all, Hillcrest is an excellent option. This master-planned neighborhood is centrally located with onsite amenities as well as easy access to the best of Phoenix. Hop on the bus and take a short trip to explore iconic Phoenix locations such as the downtown arts district.
“Must-Dos” in Tucson
Tucson offers a more artsy vibe than its southwest neighbor city. One of the annual highlights is the Tucson Jazz Festival. It brings together regional and international artists for a lively celebration of music. You’ll find many art fairs and makers’ markets in Tucson alongside antique shops for those who enjoy shopping locally over perusing outlets. Of course, Tucson’s biggest draw is the natural escape the city offers. Get out, explore state parks, canyons, and mountain ranges, and enjoy an amazing outdoor playground.
Two communities that best encapsulate Tucson include Casas Del Oro Norte, with its resort-style amenities including a full-service spa and golf course, and beautiful La Cholla Hills. These communities feature regular socials and events for residents to enjoy. You’ll find ample opportunity to connect with others and get a taste of Tucson culture.
Of course, one of the best aspects of living in either Phoenix or Tucson is the close proximity to one another. Drive time between the two cities is just under two hours. That means there’s plenty of opportunity for a weekend visit whenever you’d like a change of pace.
Phoenix vs. Tucson: Arizona Retirement Your Way
Retirement is the biggest adventure of your life. Choosing the right path depends on where you’d like to go next. Arizona is among the top U.S. retirement destinations for its scenic landscapes, lively culture, and endless options for shopping, dining, and entertainment. Will you choose the energetic, big-city atmosphere of Phoenix or the laid-back charm of nearby Tucson?
When it comes to choosing between Phoenix and Tucson, each city has its own appeal. No matter which one you pick, you’re sure to be dazzled by high desert living.Want to learn more about selling your home and diving into the next chapter? Reach out to our retirement real estate team today to start planning your Arizona adventure.
55+ Communities in Phoenix
Ahwatukee Retirement Village
Low $300s – High $400s
Ahwatukee Retirement Village is a 20-minute drive from Downtown Phoenix and is a 55+ community with 1,686 attached and single-family homes. Amenities include an arts and crafts building as well as a health and wellness center with indoor and outdoor pools, a fitness center, an aerobics and dance studio, and courts for tennis, bocce, pickleball, and shuffleboard. There’s also a library and a ballroom.
55+ Communities in Tucson
Saddlebrooke Ranch
Low $400s – Low $1Ms
Saddlebrooke Ranch is a 50-minute drive north of Downtown Tucson and is a gated community with 1,500 single-family homes. Amenities include an 18-hole golf course with a driving range and a pro shop, tennis courts, 24 pickleball courts, a Creative Arts and Technology Center, indoor and outdoor pools, and a whirlpool spa.
Sun City Oro Valley
Mid $300s – Low $700s
Sun City Oro Valley is a 40-minute drive due north of Downtown Tucson in the foothills of the Santa Catalina Mountains. It’s a 55+ community with 2,488 attached and single-family homes. Amenities include an 18-hole golf course with a driving range, a mini-golf course, an Artisan Center with several studios, a fitness center, two outdoor pools, and courts for tennis, pickleball, and bocce.
Del Webb at Dove Mountain
Mid $400s – Mid $600s
Del Webb at Dove Mountain is a 55+ community that’s a 30-minute drive north of Downtown Tucson and has 600 single-family homes. Amenities include two fitness centers, three outdoor pools, and courts for tennis, pickleball, volleyball, and basketball.
