Encinitas, CA 55+ Active Adult Retirement Communities

Residents love living in 55+ communities in Encinitas. Located in the San Diego Area of Southern California, the town is home to pristine beaches and gardens. The climate grants residents perfect temperatures to enjoy the beauty of Encinitas year round. The downtown shopping district, golf courses, and museums mean residents never run out of options for things to do.

Climate & Geography

With an average of 263 sunny days a year, the climate in Encinitas has a comfort index of 9/10. Summer temperatures average in the mid 70s while winter averages fall to the mid 40s. The climate in Encinitas means year round enjoyment of its natural beauty.

Recreation, Culture & Entertainment

Because of its proximity to the ocean, Encinitas has many beaches and gardens to enjoy, including Moonlight Beach State Park, Swami’s Beach, Cardiff State Beach, San Elijo State Beach, Self Realization Fellowship Hermitage and Meditation Garden, San Diego Botanic Garden, and the San Elijo Lagoon Ecological Reserve. Further recreational options include the Encinitas Ranch Golf Course.

Other than the beautiful beaches and gardens, residents also have access to the Lazy Acres Encinitas shopping mall and Encinitas Library. Encinta is also home to wineries, farmers markets, and museums like the San Dieguito Heritage Museum or the Lux Art Institute.

Residents seeking even more water recreation, shopping, and fine dining can visit San Diego, less than an hour south of Encinitas.

Cost of Living & Taxes

The cost of living in Encinitas is higher than the state and national indexes primarily due to high home costs and transportation.

California residents do not have to pay taxes on Social Security or railroad retirement income. Furthermore, homeowners over the age of 62 can receive a tax break on their property taxes. Residents over the age of 65 can also take a $118 exemption on their tax bill.

Health Care

55+ communities in Encinitas are part of the greater San Diego area which ranks in the top 15 communities of Gallup’s Well-Being Index.

Encinitas’ local hospital is Scripps Memorial Hospital-Encinitas, which specializes in heart failure and knee replacement. Additionally, the Scripps La Jolla Hospitals is nationally ranked by U.S. News with specializations in cardiology, diabetes, orthopedics, urology, and pulmonology, to name a few.