Nipomo, CA 55+ Active Adult Retirement Communities

Climate & Geography

Nipomo has a warm-summer Mediterranean climate. The average annual high temperature is in the mid-60 to mid-70s. The average annual low temperature is in the mid-40s. Nipomo averages roughly 14 inches of rainfall, furthermore it does not snow.

Recreation, Culture & Entertainment

Golfers can take advantage of the warm weather at Monarch Dunes Golf Club and Blacklake Golf Resort. Many people enjoy strolling through The Luffa Farm and Nipomo Native Garden. Residents can take a day trip to explore a wider variety of activities in nearby Los Angeles and Bakersfield.

Cost of Living & Taxes

The median home cost exceeds the national median. California ranks 49th out of 50 states for the highest cost of living. California does not tax Social Security income or Railroad Retirement benefits but other retirement income is taxed. Residents over 65, get to claim an extra exemption that comes right off their tax bill. There is a 2.5% state penalty on early distributions from retirement plans, annuities, and IRAs.

Health Care

Marian Regional Medical Center and Arroyo Grande Community Hospital are located within 10 miles of Nipomo. Two highly ranked medical centers and hospitals are located within 60 miles of Nipomo. Goleta Valley Cottage Hospital ranks high performing in hip replacement and knee replacement. Whereas Santa Barbara Cottage Hospital holds regional rankings and ranks high performing in five adult procedures/conditions.