Rancho Mission Viejo, CA 55+ Active Adult Retirement Communities

Climate & Geography

Rancho Mission Viejo shares California’s Mediterranean climate, with moderate temperatures and plenty of sunshine all year round.
The community is on an expansive ranch among farmland and is surrounded by orange orchards and lemon and avocado trees. Cow Camp, a private protected ranch with cattle and horse pastures, also operates on the land.

Recreation, Culture & Entertainment

Rancho Mission Viejo offers many resident-led clubs, programs, and events throughout the year. There are also clubhouses, parks, restaurants, trails, farms, and the newly finished Gavilan 55+. Gavilan 55+ specifically caters to the 55+ community of Rancho Mission Viejo. The area is equipped with meetup spaces, parks, and a gated clubhouse called The Hacienda. The Hacienda has many programs including community gardening, bocce ball, a spa, and a saltwater pool.
The community lies less than two hours from central Los Angeles and provides perfect opportunities for day trips to enjoy shopping, dining, and entertainment options.

Cost of Living & Taxes

The cost of living in Rancho Mission Viejo is higher than the state and national average.

Single filers face an income tax rate of 1.79 percent, while joint filers are taxed at 4.6 percent. While Social Security benefits remain untaxed, other retirement income such as private, government, and military pensions face full taxation.

Homeowners aged 62 and older with lower incomes can defer payment of property taxes, with interest calculated on the outstanding amount. Taxpayers who want to take advantage of this program must have at least 40% of equity in their homes.

Health Care

There are over 20 hospitals servicing the Rancho Mission Viejo community and include nationally ranked and high performing hospitals with diverse specialities and procedures. Local include Mission Hospitals, MemorialCare Saddleback Memorial Medical Center, Hoag Orthopedic Institute, UCI Medical Center, as well as Kaiser Permanente Anaheim and Irvine Medical Centers.