California 55+ Active Adult Retirement Communities

Many active adult 55+ communities in California offer golf courses, pickleball courts, and other amenities for residents. Additionally, some smaller-scale 55+ communities in California offer low-maintenance living without the extra expense of amenities and lifestyle options. Despite what many people think about West Coast living, many retirement communities in California are affordable.

California Climate & Geography

The Golden State’s climate varies widely, from the Mediterranean-like San Diego Area to the more temperate Northern California. With such variety, retirees can choose from warm coastal beaches to the snowy, cool areas of the Sierra Nevadas.

Recreation, Culture & Entertainment in California

California is a great fit for the creative and adventurous. Retirees can spend their days exploring many famous cultural institutions and national parks. Popular attractions include Hollywood, Disneyland, Yosemite National Park, Alcatraz, Angel Island, and the Golden Gate Bridge. California hosts many events including music festivals, the Monterey Jazz Festival, and the largest three-day rodeo.

California Cost of Living & Taxes

The cost of living in California varies significantly by region. In general, the cost of housing, gas, and consumer goods is higher compared to other states. The Inland Empire Area of the state is slightly less expensive though.

Here’s a quick look at taxes in California:

• 7.5% to 10.75% sales tax
• 1% to 12.3% state income tax
• 0.71% property tax

Health Care in California

California's 55+ residents love that they have access to 430+ hospitals, 17 of which are nationally ranked. Under the Affordable Care Act, Californians must either have qualifying health insurance or pay a penalty when filing their state tax return unless they qualify for an exemption. Covered California also offers good health plan options, even if you are not eligible for a subsidy.

Retiring in California FAQs

Where are the best places to retire in California?

California has many good places to retire for any lifestyle. From larger cities with lots of amenities to smaller towns with affordable real estate, there are many choices. For example, many retirees enjoy the Mediterranean-like climate and pace of 55+ communities in San Diego.

What are the best college towns to retire in California?

California is home to many well-known colleges, including the University of California campuses, Pepperdine University, Stanford University, and the University of Southern California. Many of these college towns are becoming popular retirement spots with plenty of social activities:

• Berkeley
• San Diego
• Los Angeles
• Malibu
• Irvine
• Calabasas
• Stanford 

What are the best small towns in California to retire in?

Dixon, Palm Desert, Sonoma, and San Juan Capistrano are a few small towns in California that retirees enjoy living in.

What are the best cities to retire in California?

San Diego and Los Angeles are the largest cities in the state by population that retirees flock to. Other popular cities to retire in include San Francisco, Palm Springs, and Sacramento. 

How much does it cost to live in a 55+ community in California?

As of 2023, the average cost of residing in an age-restricted community is between $1,500 to $4,000 per month due to HOA fees, onsite amenities, security services, and other expenses.