Rochester, MA 55+ Active Adult Retirement Communities

Rochester is a small town in Plymouth County, Massachusetts, located southeast of New Bedford and just 10 miles from the Atlantic Coastline. Its prime location, comfortable lifestyle, and easy access to outdoor recreation make it a popular destination for homebuyers looking for 55+ communities in Rochester.

Rochester Climate & Geography

Rochester is a part of Massachusetts’ eastern coastal area which experiences warm summers, milder winters than the rest of the state, and about about 200 sunny days each year.

The surrounding terrain is mostly low, flatlands interspersed with wetlands. There are several brooks and ponds throughout Rochester, and just south of town is Buzzards Bay, which leads to the Atlantic Ocean.

Recreation, Culture & Entertainment in the Rochester Area

Rochester is home to a tight-knit community and neighborly feel. While there is no designated downtown area, there are plenty of local businesses, restaurants and shops. Not to mention, there are plenty of nature areas such as the East Over Reservation, where active adults can interact with wildlife, go fishing, camping and more. Residents are also in close proximity to the historic city of New Bedford, where they can enjoy all the attractions it has to offer including the Zeiterion Performing Arts Center and New Bedford Whaling Museum.

Rochester Cost of Living & Taxes

The cost of living in Rochester is higher than both the national and state average, with the cost of housing and homes being a significant factor.

Massachusetts does not tax Social Security or Railroad Retirement benefits. Income from IRAs, 401(k)s, and any other retirement savings accounts are fully taxed at the state rate of 5.05 percent. Although property taxes can run high, homeowners who are 65 and older may qualify for a real estate tax credit. Massachusetts has a statewide sales tax rate of 6.25 percent.

Health Care in the Rochester Area

Massachusetts generally ranks among the top states in the U.S. in Gallup’s Well-Being Index.

Although there are no hospitals within the town, Rochester 55+ communities have several nearby options. There are several medical centers in the neighboring cities of New Bedford, Plymouth, and Fall River, all within a 16-mile radius. Beth Israel Deaconess Hospital and Southcoast Hospitals-Fall River are both rated as high performing by U.S. News.