Williamstown, NJ 55+ Active Adult Retirement Communities

Located in Southern New Jersey, Williamstown is a census-designated place (CDP) south of Philadelphia. It is known for its quaint, small-town charm as well as its easy access to outdoor recreation. In addition, its proximity to major metro areas and the beach makes it a popular retirement destination for active adults.

Climate & Geography

Williamstown has a humid subtropical typical of Southern and Central New Jersey. Summers are hot and sometimes humid, and winters are cold. Precipitation is high all year round, with higher than average rainfall and just below average snowfall. On average, there are 207 days of sun each year.

Recreation, Culture & Entertainment

Just outside of the city are plenty of outdoor recreation opportunities. Two Wildlife Management Areas lie to the east and west of the CDP, both of which have pathways for hiking and walking as well as birdwatching. The Wharton State Forest is just a half-hour east, providing residents with hiking trails and campsites in addition to ponds, rivers, and lakes for fishing and swimming.

Main Street Williamstown is the entertainment hub of the city. There, residents enjoy local boutiques and businesses, high-end restaurants and salons, and an annual fine arts festival. Besides these, the area also has several wineries and breweries for residents who enjoy craft brews.

For further shopping and entertainment, residents can head to Philadelphia or the Jersey Shore, both of which are just under an hour away.

Cost of Living & Taxes

Williamstown’s cost of living matches the national average. Factors like health care and housing are below average, while groceries, utilities, and transportation are just above average.

New Jersey does not tax Social Security benefits. Though all other forms of retirement income are taxed, the state offers large deductions aimed at retirees. In addition, there is a Homestead Benefit Program for retirees to help offset the state’s high property taxes. Sales taxes are average for the U.S.

Health Care

New Jersey scores well in the social factor of Gallup’s Well-Being Index, ranking in the top 10 states for that particular index.

Although there are no hospitals in Williamstown, the closest hospital that is rated as high performing by U.S. News is Virtua Vorhees Hospital in Vorhees. Other nearby high performing hospitals include the Inspira Medical Centers in Woodbury and Vineland.