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Cold Spring, NY 55+ active adult communities & homes for sale

Living in Cold Spring

Cold Spring is a small town located in Eastern New York. Situated alongside the Hudson River, Cold Spring residents have access to scenic views and an abundance of recreational…

Cold Spring is a small town located in Eastern New York. Situated alongside the Hudson River, Cold Spring residents have access to scenic views and an abundance of recreational opportunities. Besides that, the area offers plenty of shopping and dining options, a farmers market, and summer festivals for locals to enjoy.

Climate & Geography

The climate in Cold Spring is classified as humid continental, which means residents can expect average winter lows dropping down to the low 20s, and summer highs reaching the mid 80s. The city receives more rainfall and snowfall than the national average.

Recreation, Culture & Entertainment

Located on the banks of the Hudson River, the town offers residents picturesque views overlooking the water. Foundry Dock State Park features opportunities for canoeing, kayaking, and fishing. Visitors can enjoy hiking or fishing at nearby Hudson Highlands State Park. Active adults living in Cold Spring can take part in a variety of recreational activities in the surrounding area.

The city’s Main Street offers several charming shops and restaurants to locals. Active adults can explore the Magazzino Italian Art, an Italian art museum, and Stonecrop Gardens, which are open seasonally. In addition, the city features a year round farmers market, and community festivals are held during the warmer months of the year.

Cost of Living & Taxes

The cost of living in Cold Spring is above the state and national averages. This is mainly due to the high cost of homes and housing in Cold Spring, however, grocery, health care, utility, and transportation costs are above average as well.

Sales tax in Cold Spring is higher than average at 8.38 percent. Income tax in New York can range from 4 percent to 8.82 percent, and localities can levy additional income taxes. Social Security benefits are not taxed in New York, however, property taxes are above average.

Health Care

While there are no hospitals in Cold Spring, the surrounding area offers a number of options where locals can access quality health care. Montefiore St. Luke’s Cornwall is located in nearby Newburgh. Phelps Memorial Hospital Center, located in Sleepy Hollow, is rated as high performing in two procedures and conditions, according to U.S. News.

Frequently Asked Questions


152 communities near Cold Spring

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3.6 rating (7 reviews) Heritage Village
$200ks - $500ks
Heritage Village, Southbury, CT
Resale Only | 55+ age-restricted | Built 1967 - 2005 | 2,580 homes
Fox Hills
$300ks - $600ks
Fox Hills, Rockaway, NJ
Resale Only | 55+ age-restricted | Built 2000 - 2003 | 672 homes
Bald Eagle Commons
$100ks - $300ks
Bald Eagle Commons, West Milford, NJ
Resale Only | 55+ age-restricted | Built 1995 - 2005 | 463 homes
3 rating (2 reviews) Heritage Hills
$400ks - $900ks
Heritage Hills, Somers, NY
Resale Only | Age-targeted | Built 1974 - 2006 | 2,600 homes
4 rating (1 review) Jefferson Village
$100ks - $500ks
Jefferson Village, Yorktown Heights, NY
Resale Only | 55+ age-restricted | Built 1967 - 1982 | 1,000 homes
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The Village at Oxford Gre...
$400ks - $500ks
The Village at Oxford Gre..., Oxford, CT
New and Resale | 55+ age-restricted | Built 2004 - present | 835 homes
5 rating (2 reviews) Oronoque Village
$200ks - $400ks
Oronoque Village, Stratford, CT
Resale Only | 55+ age-restricted | Built 1971 - 1977 | 929 homes
Somerset Run
$300ks - $700ks
Somerset Run, Somerset, NJ
Resale Only | 55+ age-restricted | Built 2004 - 2007 | 755 homes
4.8 rating (4 reviews) Wanaque Reserve
$300ks - $500ks
Wanaque Reserve, Wanaque, NJ
Resale Only | 55+ age-restricted | Built 2004 - 2014 | 755 homes
Greenbriar at Fox Ridge
$300ks - $500ks
Greenbriar at Fox Ridge, Rockaway, NJ
Resale Only | 55+ age-restricted | Built 2008 - 2018 | 336 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Overlook
$600ks - $900ks
Overlook, Carmel, NY
New Construction | 55+ age-restricted | 300 homes
Rivington
$300ks - $900ks
Rivington, Danbury, CT
New and Resale | Age-targeted | Built 2006 - present | 1,050 homes
Four Seasons at Bridgewat...
$300ks - $400ks
Four Seasons at Bridgewat..., Bridgewater, NJ
Resale Only | 55+ age-restricted | Built 2006 - 2010 | 154 homes
Canal Walk
$400ks - $700ks
Canal Walk, Somerset, NJ
Resale Only | 55+ age-restricted | Built 2002 - 2018 | 1,200 homes
5 rating (2 reviews) Fairfield at St. James
$300ks - $500ks
Fairfield at St. James, St. James, NY
Resale Only | 55+ age-restricted | Built 1972 - 1989 | 653 homes
The Greens at Half Hollow
$600ks - $1Ms
The Greens at Half Hollow, Melville, NY
Resale Only | 55+ age-restricted | Built 1994 - 2005 | 1,200 homes
Want to learn more about 55+ communities in Cold Spring? 55places can help!
Questions? Call us: (845) 666-3454
5 rating (1 review) Four Seasons at Great Not...
$400ks - $700ks
Four Seasons at Great Not..., Woodland Park, NJ
Resale Only | 55+ age-restricted | Built 2005 - 2018 | 814 homes
Clove Hill Manor
$200ks - $300ks
Clove Hill Manor, Wantage, NJ
Resale Only | 55+ age-restricted | Built 2003 - 2007 | 117 homes
Fairview at Oxford Greens
$400ks - $600ks
Fairview at Oxford Greens, Oxford, CT
New and Resale | 55+ age-restricted | Built 2019 - present | 125 homes
Peapack Crossing
$1Ms
Peapack Crossing, Peapack-Gladstone, NJ
New Construction | Age-targeted | Built 2026 - present | 66 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Gateway at Royce Brook
$600ks - $700ks
Gateway at Royce Brook, Hillsborough Township, NJ
New and Resale | 55+ age-restricted | Built 2014 - present | 296 homes
Meadow Brook Estates
$300ks - $400ks
Meadow Brook Estates, Oxford, CT
Resale Only | 55+ age-restricted | Built 2003 - 2020 | 246 homes
Meadowbrook Pointe Athlet...
$700ks - $1Ms
Meadowbrook Pointe Athlet..., Westbury, NY
Resale Only | 55+ age-restricted | Built 2015 - 2016 | 720 homes
Renaissance at Raritan Va...
$300ks - $600ks
Renaissance at Raritan Va..., Somerset, NJ
Resale Only | 55+ age-restricted | Built 2002 - 2009 | 344 homes
Regency at Fishkill
$300ks - $400ks
Regency at Fishkill, Fishkill, NY
Resale Only | 55+ age-restricted | Built 2008 - 2020 | 164 homes
Parkview Crossings at Woo...
$300ks - $400ks
Parkview Crossings at Woo..., Woodbridge, NJ
Resale Only | 55+ age-restricted | Built 2005 - 2007 | 85 homes
HarborView
$600ks - $1Ms
HarborView, Port Washington, NY
Resale Only | 55+ age-restricted | Built 2002 - 2004 | 270 homes
Want to learn more about 55+ communities in Cold Spring? 55places can help!
Questions? Call us: (845) 666-3454
5 rating (1 review) Newtown Woods
$300ks - $500ks
Newtown Woods, Newtown, CT
New and Resale | 55+ age-restricted | Built 2011 - present | 178 homes
The Meadows at Panther Va...
$300ks - $400ks
The Meadows at Panther Va..., Hackettstown, NJ
Resale Only | Age-targeted | Built 2010 - 2021 | 312 homes
5 rating (1 review) Warwick Grove
$400ks - $600ks
Warwick Grove, Warwick, NY
New and Resale | 55+ age-restricted | Built 2004 - present | 215 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
5 rating (1 review) Sunrise Village
$400ks
Sunrise Village, Sayville, NY
Resale Only | 55+ age-restricted | Built 1985 - 1990 | 213 homes
Flemington Fields
$300ks - $500ks
Flemington Fields, Raritan Township, NJ
Resale Only | 55+ age-restricted | Built 2004 - 2016 | 142 homes
Woodridge Strathmore Terr...
$200ks - $300ks
Woodridge Strathmore Terr..., Mount Sinai, NY
Resale Only | 55+ age-restricted | Built 1974 - 1985 | 226 homes
Legacy at Readington
$300ks
Legacy at Readington, Readington Township, NJ
Resale Only | 55+ age-restricted | Built 2010 - 2014 | 51 homes
1 rating (1 review) Plymouth Estates at Mount...
$400ks - $500ks
Plymouth Estates at Mount..., Mount Sinai, NY
Resale Only | 55+ age-restricted | Built 2006 - 2013 | 285 homes
The Vineyards at Miller P...
$500ks
The Vineyards at Miller P..., Miller Place, NY
Resale Only | 55+ age-restricted | Built 2004 - 2005 | 85 homes
Bear's Cove
$800ks - $900ks
Bear's Cove, Ramsey, NJ
Resale Only | 55+ age-restricted | Built 2006 - 2014 | 104 homes
Kimbolton
$900ks - $1Ms
Kimbolton, Far Hills, NJ
New Construction | 55+ age-restricted | Built 2024 - present | 105 homes
Want to learn more about 55+ communities in Cold Spring? 55places can help!
Questions? Call us: (845) 666-3454
Liberty at Newtown
$300ks - $400ks
Liberty at Newtown, Newtown, CT
Resale Only | 55+ age-restricted | Built 2003 - 2007 | 96 homes
Apple Ridge
$500ks - $1Ms
Apple Ridge, Mahwah, NJ
Resale Only | Age-targeted | Built 1977 - 1991 | 276 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
123...4
Warwick Grove 52 CROPSEY ST, WARWICK (TOWN), NY, 10990, Warwick (town), NY 10990
$675,000

2 beds

|

3 baths

|

2,168 sq ft

|

Condo

52 CROPSEY ST, WARWICK (TOWN), NY, 10990
Community: Warwick Grove
Four Seasons at Bridgewater 373 VICTORIA DR, BRIDGEWATER, NJ, 08807, Bridgewater, NJ 08807
$499,900

2 beds

|

2 baths

|

1,140 sq ft

|

Townhouse,Condominium

373 VICTORIA DR, BRIDGEWATER, NJ, 08807
Four Seasons at Bridgewater 373 VICTORIA DR, BRIDGEWATER TWP., NJ, 0..., Bridgewater Twp., NJ 08807
$499,900

2 beds

|

2 baths

|

1,200 sq ft

373 VICTORIA DR, BRIDGEWATER TWP., NJ, 0...
Jefferson Village 39 SUSSEX DR B, YORKTOWN, NY, 10598, Yorktown, NY 10598
$349,000

2 beds

|

2 baths

|

1,000 sq ft

|

Condo

39 SUSSEX DR B, YORKTOWN, NY, 10598
Community: Jefferson Village
Fox Crest 301 FISCHER CT, ROCKAWAY TWP., NJ, 07866, Rockaway Twp., NJ 07866
$555,000

2 beds

|

2 baths

|

1,408 sq ft

301 FISCHER CT, ROCKAWAY TWP., NJ, 07866
Community: Fox Crest
Want to learn more about 55+ communities in Cold Spring? 55places can help!
Questions? Call us: (845) 666-3454
New Heritage Hills 897 HERITAGE HLS C, SOMERS, NY, 10589, Somers, NY 10589
$749,900

2 beds

|

3 baths

|

1,666 sq ft

|

Condo

897 HERITAGE HLS C, SOMERS, NY, 10589
Community: Heritage Hills
New Overlook 4038 FAIRWAYS DR 299, CARMEL, NY, 10512, Carmel, NY 10512
$799,000

3 beds

|

3 baths

|

2,274 sq ft

|

House

4038 FAIRWAYS DR 299, CARMEL, NY, 10512
Community: Overlook
New Wanaque Reserve 1403 WARRENS WAY, WANAQUE BORO, NJ, 0746..., Wanaque Boro, NJ 07465
$459,000

2 beds

|

2 baths

1403 WARRENS WAY, WANAQUE BORO, NJ, 0746...
Community: Wanaque Reserve
New Fox Hills 1108 BUSH CIR, ROCKAWAY TOWNSHIP, NJ, 07..., Rockaway Township, NJ 07866
$350,000

1 beds

|

2 baths

|

Condo

1108 BUSH CIR, ROCKAWAY TOWNSHIP, NJ, 07...
Community: Fox Hills
New The Vineyards at Miller Place 40 AVERY LN, BROOKHAVEN, NY, 11764, Brookhaven, NY 11764
$625,000

3 beds

|

3 baths

|

1,700 sq ft

|

Condo

40 AVERY LN, BROOKHAVEN, NY, 11764
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
New The Seasons at Seaford 103 SPRING DR, HEMPSTEAD, NY, 11783, Hempstead, NY 11783
$799,000

2 beds

|

2 baths

|

1,408 sq ft

|

Condo

103 SPRING DR, HEMPSTEAD, NY, 11783
New Somerset Run 664 POST LN, FRANKLIN TWP., NJ, 08873, Franklin Twp., NJ 08873
$740,000

3 beds

|

3 baths

|

2,584 sq ft

664 POST LN, FRANKLIN TWP., NJ, 08873
Community: Somerset Run
New Heritage Village 27 HERITAGE CRST C, SOUTHBURY, CT, 06488, Southbury, CT 06488
$390,000

2 beds

|

2 baths

|

1,447 sq ft

|

Condo

27 HERITAGE CRST C, SOUTHBURY, CT, 06488
Community: Heritage Village
New Fairfield at St. James 508 GOTHAM CT, SMITHTOWN, NY, 11780, Smithtown, NY 11780
$609,000

3 beds

|

3 baths

|

1,700 sq ft

|

Condo

508 GOTHAM CT, SMITHTOWN, NY, 11780
New Regency at Wappinger 20 AVONDALE LN, WAPPINGER, NY, 12590, Wappinger, NY 12590
$745,000

3 beds

|

3 baths

|

2,056 sq ft

|

Condo

20 AVONDALE LN, WAPPINGER, NY, 12590
New Kensington Estates 48 PLAINVIEW RD, OYSTER BAY, NY, 11797, Oyster Bay, NY 11797
$2,099,999

6 beds

|

5 baths

|

4,333 sq ft

|

House

48 PLAINVIEW RD, OYSTER BAY, NY, 11797
Community: Kensington Estates
Want to learn more about 55+ communities in Cold Spring? 55places can help!
Questions? Call us: (845) 666-3454
New Country Pointe Plainview 43101 SILVER BIRCH LN, OYSTER BAY, NY, 1..., Oyster Bay, NY 11803
$1,750,000

2 beds

|

2 baths

|

2,178 sq ft

|

Condo

43101 SILVER BIRCH LN, OYSTER BAY, NY, 1...
New Dutchgate 724 WILLOW LN, HEMPSTEAD, NY, 11580, Hempstead, NY 11580
$520,000

2 beds

|

2 baths

|

941 sq ft

|

Condo

724 WILLOW LN, HEMPSTEAD, NY, 11580
Community: Dutchgate
New Whitney Glen 39 WHITNEY GLN 39, WESTPORT, CT, 06880, Westport, CT 06880
$925,000

2 beds

|

2 baths

|

1,600 sq ft

|

Condo

39 WHITNEY GLN 39, WESTPORT, CT, 06880
Community: Whitney Glen
New The Vineyards at Miller Place 6 HALLEY LN, BROOKHAVEN, NY, 11764, Brookhaven, NY 11764
$559,000

2 beds

|

2 baths

|

1,291 sq ft

|

House

6 HALLEY LN, BROOKHAVEN, NY, 11764
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
New Sunrise Village 25 REVERE DR, ISLIP, NY, 11782, Islip, NY 11782
$499,000

2 beds

|

1 baths

|

871 sq ft

|

Condo

25 REVERE DR, ISLIP, NY, 11782
Community: Sunrise Village
New Heritage Village 809 HERITAGE VLG B, SOUTHBURY, CT, 06488, Southbury, CT 06488
$329,900

2 beds

|

2 baths

|

1,432 sq ft

|

Condo

809 HERITAGE VLG B, SOUTHBURY, CT, 06488
Community: Heritage Village
New The Greens at Half Hollow 1149 SAVOY DR, HUNTINGTON, NY, 11747, Huntington, NY 11747
$678,888

2 beds

|

2 baths

|

1,150 sq ft

|

Condo

1149 SAVOY DR, HUNTINGTON, NY, 11747
New Bear's Cove 103 WINDSOR LN, RAMSEY, NJ, 07446, Ramsey, NJ 07446
$1,399,000

3 beds

|

3 baths

|

Townhouse

103 WINDSOR LN, RAMSEY, NJ, 07446
Community: Bear's Cove
New Peapack Crossing 14 BRANDYWINE DR, PEAPACK GLADSTONE BORO..., Peapack Gladstone Boro, NJ 07931
$1,869,233

4 beds

|

5 baths

14 BRANDYWINE DR, PEAPACK GLADSTONE BORO...
Community: Peapack Crossing
New Peapack Crossing 18 BRANDYWINE DR, PEAPACK GLADSTONE BORO..., Peapack Gladstone Boro, NJ 07931
$1,728,337

3 beds

|

4 baths

18 BRANDYWINE DR, PEAPACK GLADSTONE BORO...
Community: Peapack Crossing
New Four Seasons at Great Notch Spa and Club 36 SILICON DR, WOODLAND PARK, NJ, 07424, Woodland Park, NJ 07424
$809,000

2 beds

|

2 baths

|

Townhouse

36 SILICON DR, WOODLAND PARK, NJ, 07424
Want to learn more about 55+ communities in Cold Spring? 55places can help!
Questions? Call us: (845) 666-3454
New Somerset Run 3303 CHESTERWOOD WAY, FRANKLIN TWP., NJ,..., Franklin Twp., NJ 08873
$480,000

2 beds

|

2 baths

|

1,731 sq ft

3303 CHESTERWOOD WAY, FRANKLIN TWP., NJ,...
Community: Somerset Run
New Peapack Crossing 8 SARATOGA WAY, PEAPACK GLADSTONE BORO, ..., Peapack Gladstone Boro, NJ 07931
$1,606,800

3 beds

|

5 baths

8 SARATOGA WAY, PEAPACK GLADSTONE BORO, ...
Community: Peapack Crossing
The Villages at Mount Sinai Park 93 LOUDEN LOOP, BROOKHAVEN, NY, 11766, Brookhaven, NY 11766
$799,000

2 beds

|

2 baths

|

2,234 sq ft

|

House

93 LOUDEN LOOP, BROOKHAVEN, NY, 11766
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Fox Hills 1302 FRANKLIN LN, ROCKAWAY TWP., NJ, 078..., Rockaway Twp., NJ 07866
$325,000

1 beds

|

1 baths

|

800 sq ft

1302 FRANKLIN LN, ROCKAWAY TWP., NJ, 078...
Community: Fox Hills
Heritage Village 45 HERITAGE VLG A, SOUTHBURY, CT, 06488, Southbury, CT 06488
$289,900

2 beds

|

2 baths

|

1,032 sq ft

|

Condo

45 HERITAGE VLG A, SOUTHBURY, CT, 06488
Community: Heritage Village
Heritage Village 198 HERITAGE VLG B, SOUTHBURY, CT, 06488, Southbury, CT 06488
$325,000

2 beds

|

2 baths

|

1,432 sq ft

|

Condo

198 HERITAGE VLG B, SOUTHBURY, CT, 06488
Community: Heritage Village
Heritage Hills 449 HERITAGE HLS B, SOMERS, NY, 10589, Somers, NY 10589
$630,000

2 beds

|

2 baths

|

1,472 sq ft

|

Condo

449 HERITAGE HLS B, SOMERS, NY, 10589
Community: Heritage Hills
Canal Walk 119 SARATOGA CT, FRANKLIN TWP., NJ, 0887..., Franklin Twp., NJ 08873
$599,999

3 beds

|

3 baths

119 SARATOGA CT, FRANKLIN TWP., NJ, 0887...
Community: Canal Walk
Strathmore Gate East 46 FORGE LN, BROOKHAVEN, NY, 11727, Brookhaven, NY 11727
$429,999

2 beds

|

2 baths

|

1,112 sq ft

|

Condo

46 FORGE LN, BROOKHAVEN, NY, 11727
Jefferson Village 149 FLINTLOCK WAY D, YORKTOWN, NY, 10598, Yorktown, NY 10598
$325,000

1 beds

|

1 baths

|

835 sq ft

|

Condo

149 FLINTLOCK WAY D, YORKTOWN, NY, 10598
Community: Jefferson Village
Fox Hills 1310 CARTER DR, ROCKAWAY TWP., NJ, 07866, Rockaway Twp., NJ 07866
$509,900

2 beds

|

2 baths

1310 CARTER DR, ROCKAWAY TWP., NJ, 07866
Community: Fox Hills
Want to learn more about 55+ communities in Cold Spring? 55places can help!
Questions? Call us: (845) 666-3454
Legacy at Readington 1322 BERRY FARM RD, WHITEHOUSE STATION, ..., Whitehouse Station, NJ 08889
$425,000

2 beds

|

2 baths

|

1,121 sq ft

|

Adult Community

1322 BERRY FARM RD, WHITEHOUSE STATION, ...
Fox Hills 1201 FRANKLIN LN, ROCKAWAY TWP., NJ, 078..., Rockaway Twp., NJ 07866
$320,000

1 beds

|

1 baths

1201 FRANKLIN LN, ROCKAWAY TWP., NJ, 078...
Community: Fox Hills
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.

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