Sherrills Ford, NC 55+ Active Adult Retirement Communities

Sherrills Ford is an unincorporated community in Catawba County, North Carolina. It is a small, residential area with plenty of parks and water recreation. Additionally, its proximity to the amenities of Charlotte make it popular among active adults.

Climate & Geography

Sherrills Ford’s humid subtropical climate varies greatly throughout the year. Summers are very hot and muggy with temperatures reaching 90 degrees. Winters can be very cold, falling below 20 degrees with heavy snowfall.

Lake Norman is east of Sherrills Ford, and the Appalachian Mountains to the west help moderate extreme weather.

Recreation, Culture & Entertainment

For outdoor recreation, residents head to Lake Norman State Park for fishing, boating, camping, hiking, and more. Other popular destinations include Stumpy Creek Park and the Itusi Trail.

In addition to its outdoor recreation, residents enjoy the Memory Lane Museum in town as well as the nearby Murray’s Mill Historic Site. Sherrills Ford has chain shops in town, like Publix, for daily necessities.

Residents seeking more culture, arts, and entertainment head to Charlotte, located under an hour to the south.

Cost of Living & Taxes

The cost of living in Catawba County is below the national average because of low housing and transportation costs. However, housing costs increase closer to Lake Norman.

The state does not tax Social Security or Railroad Retirement benefits, but it taxes all other forms of retirement income at a flat rate of 5.5 percent. North Carolina also offers a homeowner’s exemption of up to $25,000 for qualifying retirees. Additionally, the state’s Circuit Breaker Tax Deferment program helps retirees defer property tax payments.

Health Care

The Charlotte metro area scores well on Gallup’s Well-Being Index, ranking in the top 55 communities across the country.

The closest hospitals rated high performing by U.S. News are Iredell Health System-Statesville, Frye Regional Medical Center, and CaroMont Regional Medical Center.