Prosper, TX 55+ Active Adult Retirement Communities

Prosper, Texas is an affluent suburb in the Dallas-Fort Worth metropolitan area. The town has a rich history, beginning with its establishment in 1846. With a close-knit community and small-town charm, Prosper offers residents a quaint lifestyle. The many parks, trails, and clubs allow residents to live an active lifestyle.

Climate & Geography

The climate in Prosper is categorized as humid subtropical, which means summers are hot and humid, while winters are mild and short. Summer temperatures can reach highs of 94 degrees and winter temperatures can drop as low as 31 degrees. Residents can expect an average of 41 inches of rain, 1 inch of snow, and about 228 sunny days per year.

Recreation, Culture & Entertainment

Prosper benefits from its close proximity to the city of Dallas, putting fun opportunities for dining, shopping, and entertainment just outside residents' front doors. Some of Prosper’s top attractions include SEA LIFE Grapevine Aquarium, Heard Natural Science Museum & Wildlife Sanctuary, the Ripley's Believe It or Not! Museum, among many other museums, theaters, sport stadiums, and more.

The town also has numerous parks with trails and recreation facilities, including Boyer Park, Cedar Grove Park, Eagles Landing Park, Folsom Park, Frontier Park, Hays Park, Lakewood Preserve, Pecan Grove Park, Prairie Park, Preston Lakes Park, Town Lake Park, Tucker Park, Whitley Place Park, and Windsong Park.

Cost of Living & Taxes

The cost of living in Prosper is much higher than the state and national averages, primarily due to the extremely high cost of housing and homes—almost double the national average. However, all other indexes are close to the average, with the cost of health care and transportation just below.

Texas is quite tax friendly for retirees. Since there is no income tax at the state level, all forms of retirement income and savings are exempt, although federal taxes may still apply. In addition to the high cost of housing, property taxes are also the seventh highest in the U.S., but residents who are 65+ may qualify for a homestead exemption or deferral program to help alleviate this cost.

Healthcare

The Prosper community can take advantage of the great health care options available in the surrounding area. Such hospitals include high performing, nationally recognized facilities with specialization in a diverse variety of procedures and conditions. They include: Baylor Scott and White Medical Center-Centennial, Baylor Scott and White Medical Center-Frisco, Texas Health Presbyterian Hospital Plano, Medical City Plano, Baylor Schott and White The Heart Hospital Plano, Methodist Hospital for Surgery, Texas Health Presbyterian Hospital Flower Mound. All of these facilities are within a 20-mile radius from Prosper.